Restrukturyzacja / Upadłość

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 Restrukturyzacja / upadłość

Prawo i Finanse

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Restrukturyzacja sądowa to przede wszystkim postępowanie naprawcze mające na celu przywrócenie płynności finansowej poprzez zawarcie porozumienia z wierzycielami oraz dostosowanie planu spłat do faktycznych możliwości finansowych przedsiębiorstwa. Inaczej mówiąc, celem restrukturyzacji jest ochrona firmy przed niewypłacalnością, co w konsekwencji mogłoby prowadzić do upadłości.

Dla kogo przewidziana jest restrukturyzacja:

– przedsiębiorcy (jednoosobowe działalności gospodarcze), spółki kapitałowe (sp. z o.o., S.A.), wspólnicy spółek osobowych (sp. jawne), wspólnicy spółek partnerskich, konsumenci od 20-03-2020r. na mocy nowelizacji ustawy.
– zadłużenie 200 tys. zł (upadłość), lub 500 tys. zł restrukturyzacja.

Korzyści z przeprowadzenia postępowania to przede wszystkim:

·        spłata kredytów bez odsetek i kosztów dodatkowych (opłaty za aneksy, koszty windykacji);
·        możliwość umorzenia części kapitału – nawet do 50% (zobowiązania niezabezpieczone);
·        zabezpieczenie umów kredytowych i leasingowych przed wypowiedzeniem;
·        rozwiązanie niekorzystnych umów bez konsekwencji (kary umowne);
·        zabezpieczenie majątku.

Szacuje się, że 800 tys. podmiotów gospodarczych jest zagrożonych upadłością, a świadomość przedsiębiorców w zakresie procesów restrukturyzacyjnych jest znikoma. Oferujemy pełne wsparcie prawne w przeprowadzeniu całego procesu restrukturyzacji.

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